Non-QM, Self-Employed, and ITIN Mortgage.

The ITIN mortgage program is a great option for individuals looking to purchase a home, but do not have a valid social security number. If the borrower is self-employed we also have the option to calculate income by using their last 12 months’ bank statement or an audited year-to-date profit and loss.

Documents required:

  • Most recent year of tax return or 12 months’ of bank statement or year to date P&L.
  • Photo ID
  • Last 2 months banks statements

LTV:

  • 85% with a score of 700
  • 75% with a score as low as 600 or NO score.

Feel free to contact me to learn more about this product.